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Raza ArifRA

Raza Arif

ProgramManager - AI, CX & Ops Excellence

€650/day
Berlin, DE
3-7 years

Average response time: 1 hour

About Raza

Project/Program Manager in Banking and Tech sectors. I lead AI, CX, and ops projects from pilot to scale. Strong at PMO setup, KPI tracking, Stakeholder/vendor management, and Change Management. Recent work: Operations Outsourcing transition + async messaging and an AI copilot boosting efficiency and CSAT while saving millions. SQL/Power BI fluent. I keep plans clear, risks managed, and results measurable.
  • English

    Native or bilingual

  • German

    Basic

  • Urdu

    Native or bilingual

Can work on-site
Berlin (up to 50km)

Experience

  • N26 SE
    ProgramManager - AI, CX & Ops Excellence
    BANKING AND INSURANCE
    May 2024 - Today (2 years and 2 months)
    Berlin, Germany
    • Program lead for the rollout of asynchronous customer‑service messaging and AI Copilot; drove pilot → scale with adoption, training, UAT, and KPI instrumentation. Achieved 6x agent efficiency, +35% response SLA, +15pt CSAT, with ~€5M projected FY2025 savings
    • Built a portfolio‑prioritization & intake model aligning €20k+/month impact and compliance‑critical initiatives to product roadmaps; established benefits tracking and quarterly planning; enabled ~€7M cost avoidance/savings
    • Managed a program of 7 strategic partners (vendor governance, contract optimization, billing controls, SLA/audit readiness); instituted QBRs and steering cadence
    • Acted as cross‑functional liaison with Product, Compliance, Legal, Finance; ensured commercial, operational, and regulatory requirements across joint initiatives
    Corporate strategy Technical project management SQL Stakeholder Management Revenue Generation
  • N26 SE
    Junior ProgramManager - Operations
    BANKING AND INSURANCE
    April 2023 - May 2024 (1 year and 1 month)
    • Owned a portfolio of 15 cross‑functional programs across compliance, internal tooling, and lending; managed roadmaps, dependencies, budgets, and benefits; delivered ~€22M operational savings and scalability improvements
    • Established PMO operating rhythm: ELT‑level steering, decision registers, and RAID governance; resolved 60% of high‑priority blockers within two cycles and aligned initiatives to OKRs
    • Led outsourcing/offshoring workstreams reducing delivery cost by ~15% while maintaining regulatory compliance
    • Implemented an enterprise risk‑assessment framework, lowering residual exposure to <7.5% and sustaining partnerships with regulated institutions
  • N26 SE
    Complaint Operations Analyst
    BANKING AND INSURANCE
    May 2022 - April 2023 (11 months)
    • Redesigned complaint-handling processes, reducing regulatory complaints 35% and cutting weekly contact volume 20%
    • Built SQL-based performance reports for regulatory audits and internal steering, ensuring transparency and data integrity across workflows
    • Reduced the weekly volume of complaints per 100,000 customers stuck in Re-KYC by 30% by updating customer service processes to direct more users to fallback pairing

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Education

  • Bachelor of Science
    Jacobs University Bremen (a.k.a Constructor University)
    2021
    Bachelor of Science

Skill set

Categories