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Christofer T.CT

Christofer T.

Cards and Payments / Loyalty Expert

€1,400/day
München, DE
15+ years

Average response time: 1 hour

About Christofer

  • German

    Native or bilingual

  • English

    Fluent

Can work on-site
München (up to 50km)

Experience

  • I.b.e. Institut für betriebliches Entgeltmanagement GmbH
    Self-employed consultant Product Launch & Regulatory Enablement
    BANKING AND INSURANCE
    June 2025 - Today (1 year and 1 month)
    München, Germany
    - Project Lead for the go-to-market launch of a tax-free employee benefit card (Mastercard) for a German company, acting as the central interface between the client and a French BaaS provider
    - Responsible for all regulatory documentation required by French authorities to enable product approval and ensure compliance
    - Led contract analysis, legal review, and negotiation processes in coordination with external legal advisors and internal stakeholders . Planned and defined end-to-end B2B onboarding processes, including KYC flows and the integration of a video identification provider to meet French regulatory standards
    - Coordinated cross-functional stakeholders (legal, compliance, product, tech, and commercial) to ensure aligned execution across all workstreams
    Business cards Issuing FinTech Regulatorik Stakeholder Management
  • Gebr. Heinemann
    Loyalty Program Management & Process Optimization
    RETAIL (LARGE RETAILERS)
    September 2024 - August 2025 (11 months)
    - Led the rollout of a loyalty program for an international airport in Turkey, managing internal and external stakeholders
    - Designed and implemented a standardized process for future loyalty program rollouts to enhance efficiency and streamline operations customer base; derivation of revenue-generating measures.
    - Developing a structured template for tender participation to optimize proposal processes and increase competitiveness
    - Strategically advancing the existing loyalty program through in- novation and idea management to maximize customer retention and revenue potential
  • Stealth Company
    Cards and Payments
    BANKING AND INSURANCE
    September 2024 - December 2024 (3 months)
    - Process Analysis and Optimization: Analysis of internal and external processes; implementation of targeted optimization steps. . KPI Analysis and Revenue Growth: KPI-based analysis of the customer base; derivation of revenue-generating measures.
    - Efficiency Improvement in Onboarding: Review of the status quo in B2B customer onboarding; implementation of a more efficient process.
    - Process Optimization: Optimization of workflows in partner, account, and partner success management for increased efficiency.
    - Stakeholder Management: Coordination of internal and external stakeholders to ensure project objectives.
    - Interim Team Leadership: Assumption of interim leadership roles within teams to promote project outcomes.

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Education

  • Bachelor of Arts
    Hochschule München
    2012
    Bachelor of Arts

Skill set

Categories