About Arne
8+ years in banking product, currently leading ING's move from single accounts to subscriptions on a legacy stack that fights back every step of the way. Before that: identity verification at Worldline, banking automation at Fintus, spending insights at C24.
I write my own SQL, prototype in Cursor on weekends for fun, and just shipped a small tool for my team from scratch. If your product deals with regulation, old architecture, or both, let's talk.
Currently transitioning into freelancing as I relocate to Spain, taking on projects part-time alongside my role at ING until the move is complete. Remote-first, happy to travel for the right project.
German
Native or bilingual
English
Fluent
Can work on-site
Frankfurt am Main (up to 50km)
Experience
- ING BankProduct OwnerBANKING AND INSURANCEDecember 2024 - Today (1 year and 7 months)Frankfurt am Main, Germany
- Leading the product team building the customer-facing flows for ING's shift from single accounts to subscription-based plans, owning the backlog and prioritization end to end.
- Working within a legacy tech stack, balancing new feature delivery with the ongoing refactoring of older architecture, a constant trade-off between shipping fast and not making the foundation worse.
- Leading an agile, cross-functional team through discovery, specification, and release, even when requirements are unclear or legacy constraints slow things down.
- C24 BankProduct Manager — Personal Finance ManagementBANKING AND INSURANCEFebruary 2021 - November 2024 (3 years and 9 months)
- Owned the full feature lifecycle end to end for multibanking and expense-analysis features in a consumer mobile banking app, taking the domain from discovery through launch and everything after.
- Defined the product vision and roadmap myself, prioritizing based on customer data, app analytics, and user feedback rather than internal opinion.
- Turned ambiguous user needs into clear specifications, working hand in hand with engineering and design through build and launch.
- Kept improving after launch, using in-app analytics and user research to build structured feedback loops and drive real engagement outcomes, not just ship and move on.
- fintus GmbHDigital Consultant — Process AutomationBANKING AND INSURANCEMarch 2019 - May 2020 (1 year and 2 months)
- Led automation projects for core banking processes, modeling and implementing workflows in BPMN and taking them from analysis all the way to deployment myself.
Partnered directly with stakeholders to find the highest-impact opportunities and delivered scalable solutions that measurably improved reliability, not just theoretical process diagrams.
Recommendations
Be the first to recommend Arne
Help this freelancer shine by sharing your experience working together.
These freelancer profiles also match your criteria
Agatha Frydrych
Backend Java Software Engineer
4.7
(3)
2
Baptiste Duhen
Fullstack developer
4.6
(4)
5
Amed Hamou
Senior Lead Developer
4
(2)
7
Audrey Champion
Web developer
4.3
(3)
4
Education
- B.Sc. Business & ITDHBW Baden-Württemberg2017B.Sc. Business & IT